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 Large Money Icons

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Now calculate, what percent of your incomes leaves on the investment (remains in actives) and what is spent for expenses. Whether there are any ways to increase percent of invested incomes (remaining in actives) and to reduce percent of expenses?

The more you will manage to increase the sizes of your actives and thus to increase your incomes of actives, the more than your money will work on you. Your salary is only result of your job for money.

10. Check up the passed material

Approximately in a week discuss with children results of a lesson once again. What remains at them in memory? Whether they wish to repeat exercise? Whether they understand long-term benefit of an investment of money in the investment, purchases of actives and payment at first to themselves?

Financial practice in bank

Initial exercise. Take the child with itself in bank. Show it cashiers and the clerks sitting at a rack. If in bank there are not enough people, ask somebody from cashiers or clerks to tell, in what their job consists. Recommend to the child to ask, what percent pays bank under monetary deposits. Then let it will take an interest in percent on a savings abacus, depositary certificates and other bank obligations. Force the child to write down answers.

Advise to the child to ask, what percent bank takes for the loan for motor vehicle purchase, for the loan for purchase of the house and for the consumer credit. If the bank lets out own credit cards, let the child learns the interest rate for back payments.

After that leave bank and come into any quiet place to fill the following table:

The bank pays you percent on: You pay to bank percent for: To savings abacus of % - The loan for purchase of a motor vehicle of % - To abacus of the monetary market of % - The consumer loan of % - To depositary certificates of % - Credit card of % - % - The mortgage on the house of % - % - % - Ask the child to analyse the table, and then ask it following questions: 1. In what column percent above? ____ 2. Finish the following offer:

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